Prof. David M. Dror is the founding Chairman and Managing Director of the Micro Insurance Academy. Prof. Dror is an acclaimed international expert in microinsurance with over 35 years of experience in social protection and health financing. He served as the Social Security Specialist for the International Labour Organization from 1982 – 2003, advising on social and health insurance systems worldwide. Prof. Dror has been working in India since 2005 and has professional experience in numerous countries across Asia and Africa, including Vietnam, Bangladesh and Nepal. He was named Personality of the Year in 2009 by the Asia Insurance Industry for groundbreaking research and study which has helped boost understanding of how the world’s poorest communities can benefit from microinsurance. In 2011, he received the Global Citizen Lifetime Achievement Karmaveer Puraskaar Award for Social Justice and Citizen Action, from the Indian Confederation of NGOs. Prof. Dror holds a PhD (Summa cum Laude), a DBA (Magna cum Laude) and was an honorary professor at Erasmus University Rotterdam (Netherlands).